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What Is a High-Deductible Health Plan and Who Should Choose One?

Person comparing a low-premium high-deductible health plan against a traditional plan option at a home desk

You’re comparing plans and one option has a premium that looks almost too good, paired with a deductible that makes you wince. That’s a high-deductible health plan. What is a high-deductible health plan, exactly? It’s not just a plan that happens to have a big deductible. It’s a specific IRS-defined category with exact dollar thresholds, […]

How Does Getting Married Affect Your Health Insurance?

Newly married couple reviewing health insurance options and employer benefits packets together at their kitchen table

Somewhere between the venue deposit and the thank-you cards, health insurance rarely makes the list. But how does getting married affect health insurance? More than most couples expect, and the window to act is short. Marriage is a qualifying life event, which means you get 60 days from your wedding date to combine plans, switch […]