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Why Working With an Independent Health Insurance Broker Beats Calling the Insurance Company Directly
Choosing an independent health insurance broker instead of calling the insurance company directly is one of the simplest ways to get a better plan at no extra cost. When you call an insurer, you’re talking to someone whose job is to sell you that company’s plans. That’s not a criticism; it’s just the reality of […]
What Is Medicare Part D and Do You Really Need It?
Medicare Part D is the part of Medicare that covers prescription drugs, and it’s the piece most people don’t pay enough attention to until they’re standing at the pharmacy paying full price. What is Medicare Part D, exactly? It’s outpatient prescription drug coverage delivered through private insurance plans approved by Medicare. It’s optional in the […]