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What Happens to Health Insurance When You Turn 65?
Your 65th birthday is one of the biggest transitions in your insurance life, and getting the timing wrong can cost you. What happens to your health insurance when you turn 65 depends on what kind of coverage you have now, whether you’re still working, and whether you take action during the right window. Miss the […]
What Is the Difference Between a Deductible and Out-of-Pocket Maximum?
You’re comparing two health insurance plans. One has a $1,500 deductible and a $6,000 out-of-pocket maximum. The other has a $500 deductible and a $9,000 out-of-pocket maximum. Which one is actually better for you? The deductible vs. out-of-pocket maximum question trips up a lot of people, not because the concepts are complicated, but because insurance […]
Do I Need a Health Insurance Broker? An Honest Answer
So, do you need a health insurance broker? The short, honest answer is no, technically you don’t. You can enroll in health insurance on your own, the marketplace is available, and the website works. But there’s a strong case that you’ll make a better decision with one, and since working with a broker costs you […]